Stuck paying a high interest rate on your existing home loan or loan against property? Switch it to Bank of India through GTI Loans and save 0.5% to 0.7% on interest.
If your current home loan or loan against property is with a private bank or NBFC at a higher interest rate, a loan transfer to Bank of India can meaningfully reduce your EMI or shorten your tenure. As a verified BOI DSA, GTI Loans manages the entire transfer process — evaluation, paperwork, and coordination with both your existing lender and Bank of India — so you don't have to.
Beyond the rate benefit, a transfer can also be an opportunity to top-up your loan for additional funding needs, at the same lower rate.
Your current loan rate is noticeably higher than what BOI currently offers.
A better credit score or income today may qualify you for a meaningfully lower rate.
Transfer and top up your loan amount for a renovation, business, or other need — in one process.
Additional BSD of 0.10% offered within BSD of 100 bps, subject to a minimum rate of 7.10%. If eligible under more than one category, a maximum additional BSD of 0.10% applies.
*Rates as per Bank of India's published home loan rate card and are linked to RBLR; subject to change without notice and applicant eligibility.
*Subject to Bank of India's evaluation of your existing loan, property, and repayment history.
Here's exactly what Bank of India asks for, based on your employment type — including the additional documents needed for a loan takeover/balance transfer.
Final sanction of loan requests is subject to submission of the above-listed documents, as per Bank of India's applicable policy. Exact requirements may vary by applicant profile — our team will confirm your specific checklist.
Share a few details and our loan advisory team will get back to you within 24 hours with a personalized rate quote.
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