Just pick your loan type and amount — we'll take you straight to the rest of the form.
Whether you're buying a new property, unlocking value from one you already own, or switching from a costlier loan — we've got a BOI-backed solution.
Buying your first home or investing in a new property? Get financing through Bank of India at a rate 0.5%–2% lower than most other lenders.
Explore New Property Loan →Unlock the value of property you already own for business expansion, education, medical needs, or any large expense — at competitive BOI rates.
Explore Loan Against Property →Paying a high interest rate on your existing home loan or LAP elsewhere? Transfer it to Bank of India through us and save on every EMI.
Explore Loan Transfer →No guesswork — here are Bank of India's current, published interest rate slabs for home loans and loan against property.
Additional BSD of 0.10% offered within BSD of 100 bps, subject to a minimum rate of 7.10%. If eligible under more than one category, a maximum additional BSD of 0.10% applies.
*Rates as per Bank of India's published home loan rate card and are linked to RBLR; subject to change without notice and applicant eligibility.
Note: Below 700 is for review only — no new loans.
*Rates as per Bank of India's published LAP rate card and are linked to RBLR; subject to change without notice and applicant eligibility.
Use our free calculator to see your potential interest savings — and what those savings could grow into through SIP investing.
We combine the trust and rate advantage of Bank of India with the personal, responsive service of a dedicated loan advisory team.
We are an authorized Direct Selling Agent of Bank of India, a Government of India enterprise — not a private lender or broker.
Access BOI's competitive loan pricing, typically lower than private banks and NBFCs for comparable loan products.
We handle documentation, eligibility checks, and coordination with the bank so your application moves quickly and transparently.
Every fee and charge is disclosed upfront. No surprise costs at any stage of your loan journey.
Fill the inquiry form or call us with your loan requirement and basic details.
Our team assesses your profile and shares an indicative BOI interest rate and eligible amount.
We guide you through document collection and submit your file to Bank of India for processing.
Once sanctioned by the bank, funds are disbursed as per the agreed terms and schedule.
No. GTI Loans is a verified BSA of Bank of India, a government bank. We facilitate your loan application and provide advisory support — the loan itself is sanctioned and disbursed by Bank of India as per its policies.
As an authorized BOI BSA, we help eligible applicants access Bank of India's loan schemes, which are typically priced 0.5% to 2% lower than many other banks and NBTCs, subject to your profile and prevailing bank policy.
Yes. Our Loan Transfer service helps you move your existing home loan or loan against property from another bank/NBFC to Bank of India — potentially at a lower rate and better terms.
Typically KYC documents (ID and address proof), income proof (salary slips/ITR), property documents, and bank statements. Our team will share an exact checklist based on your loan type once you inquire.
No, the initial inquiry and eligibility consultation with our team is completely free.
Share a few details and our loan advisory team will get back to you within 24 hours with a personalized rate quote.
Prefer speaking directly? Reach us via call, email, or WhatsApp — we respond fast.